Usually 2-3 months. It depends on your situation and motivation. We will push hard for you.
No one can say exactly and don't listen to promises. Realistically, you can expect increased scores based on improvements of the underlying credit metrics commonly used by reporting bureaus.
You may! Credit bureaus must respond to you but sometimes their response is confusing or misleading. We understand the business and the methods and we can navigate and negotiate better results. And usually faster!